Terms of Use & Disclaimer

Last updated: 2026

Not legal, medical, or insurance advice

AppealBrain provides general information and a self-help tool that assembles an appeal letter from the details you provide. It is not a substitute for professional advice. We are not a law firm, we do not provide legal representation, and no attorney–client relationship is created by using this site. We are not a licensed medical provider or insurance advisor. For advice about your specific situation, consult a qualified professional.

No guarantee of outcome

Using this tool does not guarantee that your appeal will be successful or that your claim will be paid. Insurance appeal rules, required documents, and deadlines vary by plan, insurer, and state. Any deadlines or timeframes shown are general estimates only — you are responsible for confirming the exact requirements and deadlines stated in your own denial letter and plan documents.

Your responsibility

You are responsible for reviewing, correcting, and completing any letter you generate before sending it, and for ensuring the information is accurate and appropriate for your situation. Always keep copies of what you send and use a delivery method that provides proof of receipt.

Limitation of liability

To the fullest extent permitted by law, AppealBrain and its operators are not liable for any loss or damage arising from your use of this site or any letter generated with it. The site and tool are provided "as is" without warranties of any kind.

Acceptance

By using this site, you acknowledge and agree to these terms and the disclaimer above. If you do not agree, please do not use the site.